Lexington Law and CreditRepair.com are two of the biggest names when it comes to help you fix errors on your credit report, to improve your score and to accomplish all of your financial goals. Not only will they take action on your behalf with the credit reporting bureaus, they'll deal with any illegitimate stains on your credit report and work diligently to put you in a better place. Both companies have a lot in common, but there are also some differences that we'll be highlighting. We wouldn't feature any company that wasn't worthy, but they're all a little bit difference so it's still important to find the one that is the best fit for you and your needs.
Let's start by taking a look at both companies on their own, and then we'll compare them to one another.
Information about Lexington Law
Lexington Law has been in this business for a very long time, and they're one of the largest companies out there that are focused on helping you to improve your credit report. Their team consists of over 400 professionals with experience in handling just about anything you could imagine when it comes to their client's credit.
Lexington Law isn't the least expensive option out there, we'll compare prices in a moment. But they are an actual law firm, which is something you're certainly paying a premium for, along with their skills and experience, although it's not necessary to be an actual law firm to help with credit repair.
Lexington Law doesn't make it mandatory for you to sign contracts, you can cancel at any time if you aren't satisfied with their service, aren't seeing the results you want, or once they're fixed everything they can for you.
Experience is very important in this industry, especially since a lot of companies come and go. To have stayed around through all of the changes in the industry over the years is a testament to a company doing things the right way.
Lexington Law offers a free summary of your credit reports and a free consultation to help you understand what they can and can't do for you. Every case is at least a little bit different, so it's nice to have the option for a consultation. You may not even need their services after all, or you may have a lot more work to do than you expected. In either case, they'll look things over and they'll let you know what's up.
Information about CreditRepair.com
CreditRepair want to help you with 3 things:
- To repair your past mistakes and errors when it comes to your report,
- To help you monitor the present to know exactly where you're at,
- And finally to help you build your financial future to accomplish your goals.
Sounds pretty straight forward, right? Well, it is. With any company that we feature, you can rest assured that it's going to be a smooth and easy process, and Credit Repair is no exception. They claim that previous members have had improvements of 40 points in as little as 4 months, however it's important to emphasize that they can't guarantee any results – this is just an example. You may gain back more points, you may gain back less. Just because previous members had a certain result, that doesn't mean that every member will. Their success rate overall is that their members have, on average, 7% of the questionable items on their credit reports removed. Again, that's just an average, so some saw less than 7% and some saw more.
CreditRepair.com offers an app that will allow you to check in on your status at any time. The process is very simple. They start by checking your credit by pulling your reports to get an initial assessment of what your status is, and where there is room for the most-immediate improvement. Next, they will challenge any of the items that they deem to be worthwhile of challenging. Finally, they offer you assistance and guidance to help you stay on the right, to stay on top of your score, and to safeguard against any future issues that could potentially lower your score.
Next up, let's go over some vital facts in comparing these two companies to one another. Again, they have many similarities and both can do an excellent job in helping you to fix your damaged credit score, but how do you know which one to choose?
CreditRepair.com vs Lexington Law – Which One To Choose?
If you've been doing research on which credit repair company to go with, chances are that many roads will end up pointing you towards a smaller handful of companies, two of which we've featured in this article. Let's go over some key facts about each one.
Starting with price:
Both of these companies offer a service package at $100.00 per month, however in the case of CreditRepair.com that's their only tier. With Lexington Law, they also offer a package for $80 and another for $120. As such, it's more or less a wash when it comes to price, depending on whether or not the lower-tier from Lexington is enough for you, or if you'd like to go all-in for $120. Go with the one that fits you best, give either company a quick phone call and they'll be eager to help you out and to explain all of their options. There's no obligation to sign up once you call, you can just take advantage of a free consultation and gather some more information. You may even decide that you'd rather try to handle this yourself instead of enlisting the help of a company.
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Next up, let's compare the guarantees that each company offers:
We weren't able to find any information on CreditRepair.com about a money-back guarantee, nor does Lexington Law offer one, so once again it's a toss-up.
It's rare to find money-back guarantees, but Sky Blue for example offers a full 90-day money-back guarantee if you aren't satisfied, along with a lower monthly price. If you want to choose between Lexington Law and CreditRepair.com, it's more or less a toss-up. Give them both a call, and go with your gut, you can't go wrong with either one.
Call Today For Free Consultation – 844-354-2762
