Researching which credit repair company is best can be a daunting task. There are all sorts of reviews to read through, you have to try to figure out which positive reviews are trustworthy or which negative reviews were left by unscrupulous competitors trying to make a brand look bad, and frankly it's all just a bit overwhelming.
That's a big part of the reason that we started this resource in the first place, as a way to offer you a look at the companies out there that assist with legitimate credit repair and to give you the facts – so that you can make an informed decision about which company you can trust with your financial future.
Any company that gets results is going to be better than doing nothing, but some companies get more results that others. Some companies are a bit secretive about how much work they're actually doing, but some are completely out in the open about exactly what you're paying them to do, like Sky Blue, which is great. If you're talking to a company about helping you through this process, and they aren't being very transparent with you, the best thing you can do is just move on. If you've had that experience in the past, you're not alone, but don't worry – because companies like Sky Blue know how to get the job done, and how to treat their clients and customers with the respect they deserve.
Call Sky Blue Today for a Free Consultation (888) 997-6442
Company Background
One of the really nice things about Sky Blue Credit Repair is that nobody you'll be dealing with there works on commission. Your best interest is their best interest, they want to help improve your position and to take away most of the stress that comes from dealing with all of the complex agencies you'll need to wrangle in order to take control of your credit score once again.
Sometimes, with companies that have sales people working on commissions on the front lines when you call in, their main goal is to push you through and get you signed up as fast as possible. They'll say whatever it takes so they can collect their commissions, and they'll let customer support deal with it down the road when you aren't satisfied. Having a team of people who do not earn commissions means you're going to get better advice when you call in for more information.
They have been offering credit restoration and repair services since 1989, and helped countless families during that time. They take pride in being fully compliant with the Credit Repair Organizations Act, a set of laws that govern the industry. Before the CROA existed, there were many companies bending all sorts of ethics and making all sorts of impossible promises to their customers. They're all out of business now. You can trust the companies that were able to stick around, it shows that they've always cared about doing the right thing – even before it was put into law.
What makes them Different?
The folks at Sky Blue are always hard at work for you, they dispute 15 items for you every 35 days. That's 5 items per credit bureau, so that when you start making improvements – it'll be across the board.
Sky Blue will have their professionals analyze which items on your report should be disputed for maximum effect. If there aren't very many negative items that you're working on removing, you could be all fixed up in just a month or two. However, keep in mind it's impossible to predict exactly how long it will take to fix your credit score. Still, Sky Blue is one of the rare companies that will actually tell you how exactly what they're working on for you and how much of it they're doing each month. We value transparency very highly, especially when it comes to things as significant, yet intimidating for many consumers, as credit repair.
After the work is done, Sky Blue will help you rebuild your credit by taking a look at your report, and coming up with a plan of action on how to keep things moving up. They'll give you specific actions to follow to ensure that your score continues to rise, unlocking many benefits for your future.
Call Sky Blue Today for a Free Consultation (888) 997-6442
How does it Work?
From your point of view, it's a simple process. Sky Blue does all the heavy lifting, so all you've really got to do is give them a call, then they'll guide you through getting a copy of your current credit report which they'll review thoroughly line-by-line before sending you an email with a list of noteworthy items that stood out on your report. They'll highlight the best candidates to challenge and dispute first to see the most immediate results. After the ‘easy targets' are taken care of, they'll keep working on everything else that is bringing down your credit score and stopping you from getting preferential rates on mortgages, loans, and more.
They'll also send over some practical advice from time to time, whenever it's relevant to you at that moment, so that you're never overwhelmed with information overload. Next, they'll file the disputes with the credit bureaus. The bureaus will report directly to you, so that you can keep tabs on everything and watch the results flow in.
In the instances where the bureaus challenge your dispute, Sky Blue will edit the request as necessary, and re-submit it on your behalf. They're by your side to help when the going gets tougher. They'll take care of you.
You get the benefits of being in the driver's seat, except Sky Blue will be doing all of the work for you. It's like riding first-class, in your own car. They draw upon their decades of experience to customize their re-disputes in a way that will ensure the best odds of achieving the results you're looking for. You could do all of this on your own, but there are a lot of ropes that you'll need to learn, and frankly it's a lot more practical to get help from the experts, especially when they offer some of the best rates in the industry.
How much does Cost?
The price alone isn't why we've very favorable in this review of Sky Blue Credit Repair, it's also the quality of the service. That said, the price is just a cherry on top. They only charge $59 as a setup fee, and then $59 each month.
Are there any Discounts or Coupon Codes?
Could your spouse also use some assistance in the credit repair department? Don't leave them behind! When you sign up as a couple, you save about $20. It costs $99 to sign up as a couple, compared to $59 each.
It's nice to save a few bucks, but Sky Blue is already more affordable, and they do more work for you each month, than a lot of their competitors. So really, this discount is just a cherry on top.
Where are they Located?
Sky Blue services the entire USA, and you don't need to go into any offices to get started. They are located in Florida, however they operate their services for customers all across the nation.
Advantages to having a company help with this Process?
As we've discussed in some of our other articles and guides, the credit repair process is something that you can undertake all on your own. The reason these services exist is because it's a difficult, confusing, time-consuming process and companies like Sky Blue have the resources and the experience to repair people's credit at scale, making the process a lot easier than trying to do it yourself.
In the case of Sky Blue in particular, there are some other advantages that are unique to them:
- A+ BBB rating is among the highest in their industry.
- Quick and easy sign-up.
- Cancel anytime, no penalties, no contracts.
- No-strings attached 90 day refund policy if you aren't satisfied with their work.
With a very customer-friendly refund policy like that, you've really got nothing to lose except the few minutes it takes to sign up. 90 days is enough time to get a good feel for the work they're doing, and they're so confidant that you'll be thrilled with the results that they're taking all of the risk away from you, and betting on themselves. It's admirable, and says a lot about the way they do business. Truly, if you aren't satisfied with the results, don't forget to get in touch within 90 days because Sky Blue will make it right for you.
How to START
The most imporatnt step is simply to give them a call and talk to them. Remember, the person you reach on the other end of the line doesn't get a commission if they sign you up, so it's much easier to take their advice. They've handled countless cases and improvement so many credit scores for their clients over the years, most likely a lot of whom were in much worse shape than you are financially, so they're obviously doing something right.
If you're still unsure about which company to go with, keep in mind that Sky Blue Credit Repair offers a 90 day money-back guarantee, and will dispute 15 items per month on your behalf, so there's constant progress being made.
Call Sky Blue Today for a Free Consultation (888) 997-6442
